Athletic Insurance Coverage and Procedures

Beginning with the 2005-06 year, sports injury claims for any services provided outside of the Longbrake Student Wellness Center, must be submitted to the athlete’s personal insurance as primary coverage. Any remaining unpaid claims may subsequently be submitted to the College’s optional Accident and Sickness Medical Plan (if enrolled, link below). This plan has an annual deductible of $150 and pays 80% up to a limit of $10,000 per incident ($1,480 for sports injuries). The student athlete is responsible for all deductibles and co-pays.

Once a $2,000 deductible has been met, any remaining NCAA Intercollegiate sports-related medical expenses not covered by other insurance may be submitted to the College’s athletic accident insurance policy (which covers all intercollegiate athletic participants). Submission of the claims is the responsibility of the student athlete. Claim forms are available at the Longbrake Student Wellness Center, the athletic training room, and the link below.

It is extremely important to review your personal insurance in regards to coverage availability in the Wooster area. If your personal insurance does not provide good network/provider coverage in the Wooster area, we strongly encourage enrollment in the College’s optional Accident and Sickness Medical Plan to avoid significant out of pocket expenses.

Please be certain that you have all personal insurance information (including policy number, group number, etc.) available to provide the athletic training staff when you arrive on campus. If you or your family has questions or concerns regarding insurance procedures, please feel free to contact a member of the athletic training staff (330-263-2190) or the Longbrake Student Wellness Center staff (330-263-2319).

» Optional Accident and Sickness Medical Plan and Claim form